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One of the biggest reasons that people today fall into massive credit card debt is their lack of patience. Most individuals and couples simply don’t want to wait to get the latest gadgets, or a new car. They want what they want and they want it now, so charge it! If you really want to have a successful marriage financially, then you’ll need to get rid of this type of mentality and develop more patience before making reckless purchases with your credit card. Don’t justify your bad spending by saying that everyone has debt, try your best not to go into financial trouble in the first place.